Long-term policies to help you if you can't work because you're ill or injured
Income Protection Benefit provides a monthly benefit should you be unable to work due to incapacity caused by illness or injury resulting in a loss of earnings. This means that the policy continues to pay a monthly benefit as long as you are incapacitated and unable to return to work, suffer a loss of earnings, you die or the policy ends.
Who is it for?
This type of policy is designed for anyone who is working, including the self-employed, who may need to supplement income lost through the inability to work due to illness or incapacity. An Income Protection Benefit policy can be adapted to fit in with any existing protection you might have.
This product is not a savings or investment product, and has no cash value unless a valid claim is made.
It does not include unemployment cover, and therefore will not pay out if you become unemployed.
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